What is University of Toronto Advance Planning for Students (UTAPS)?

UTAPS covers the financial gap between a student’s actual education costs and the costs recognized by their provincial/territorial government student financial aid program. Through UTAPS, U of T provides non-repayable grants to students to help cover this financial need gap, or unmet need.

To be considered for UTAPS, all students must submit an application using the University Registrar’s Office Need Navigator.