OSAP: how to maintain interest-free status

Students who have received full-time OSAP in the past and want to keep their OSAP interest-free without requesting more funding may submit an online application by logging in to their OSAP account

To be eligible for interest-free status on previous loans, students must be registered in 60% of a full course load or greater in each term (if part-time) or have full-time status. Students with documented permanent disabilities are eligible with a course load of 40% or greater in each term.


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