University of Toronto Advance Planning for Students (UTAPS)

UTAPS covers the financial gap between a student’s actual education costs and the costs recognized by their provincial/territorial government student financial aid program. Through UTAPS, U of T provides non-repayable grants to students to help cover this financial need gap, or unmet need. If your graduate program is not an approved UTAPS program, you are still encouraged to apply. Your application will be made available to your program/division and can be assessed for divisional grants and other local needs-based funding opportunities.

To be considered, all students must submit an application for UTAPS using the University Registrar’s Office Need Navigator.