Government loans for U.S. students – August 2023

U.S. citizens, or eligible non-U.S. citizens as defined by the U.S. Department of Education, who are accepted in an eligible program at the University of Toronto may apply for financial assistance from the U.S. Federal Direct Loan Program. If you have already submitted your 2023-24 FAFSA, there are two additional steps that need to be completed before your FAFSA can be processed by the University of Toronto. Find complete eligibility requirements and step-by-step information about the US Direct Loans program.   

U.S. students may also consider alternative or private loans. If you have already submitted an application for a loan through a private lender for the 2023-24 academic year, there are two additional steps that need to be completed for your alternative/private loan to be certified by the University of Toronto. Find the complete step-by-step information by clicking on the link “Assistance for US Students: Alternative/Private Loans”.  

Further information that may be helpful is available on the U of T U.S. Student Aid website. You may also email the UofT US Financial Aid team at usa.financialaid@utoronto.ca